Harvey Norman offers three different finance options:

• For Technology orders, we offer up to 36 months flexible payments.

• For Home Appliances & TV orders, we offer up to 24 months interest free payments.

• For Furniture, Beds & Mattress orders, we offer up to 36 months 0% APR.

Yes, these options can be used in-store and online.

• A valid photo ID (passport, drivers’ licence).

• Be over 18 years of age.

• Have a monthly income of at least €1,000 per month.

• Proof of PPS and home address.

• A debit/credit card.

• A good credit history.

For Technology orders, the minimum amount that can be financed is €250.00. The maximum amount that can be financed is €5,000.00.

For Home Appliances & TV orders, the minimum amount that can be financed is €80.00. The maximum amount that can be financed is €5,000.00.

For Furniture, Beds & Mattress orders, the minimum amount that can be financed is €500.00. The maximum amount that can be financed is €30,000.00.

It does not take long to be approved for finance, it would usually take up to an hour to be approved or declined.

Yes, you can log into the Humm customer portal and pay the finance off early. If you go onto the “make a once-off payment” option on the portal, it allows you to pay off the finance early. You can do this as many times as you like. There would be no penalties for paying this off early and you would not be charged any more interest.

Yes, this can be changed through the Humm customer portal.

There would be interest on Humm orders on Technology items and Furniture, Beds & Mattresses paid for over 48 months or 60 months.

For more information on our full range of interest free options, please visit the below:

Home Appliances & TV’s - https://www.harveynorman.ie/finance-option/humm.html

Furniture, Beds & Mattresses - https://www.harveynorman.ie/finance-option/humm-furniture-finance.html

Technology - https://www.harveynorman.ie/finance-option/flexible-payments.html

The Humm option may not appear if the product you are looking to purchase is under the minimum finance amount. It may also not appear if there are a mix of items in your basket. If you need assistance, please contact us and we can guide you through your purchase.

You can apply for Humm finance through the below links:

Home Appliances & TV’s - apply here.

Furniture, Beds & Mattresses - apply here.

Technology - apply here.

For more information on our full range of interest free options, please visit the below:

Home Appliances & TV’s - https://www.harveynorman.ie/finance-option/humm.html

Furniture, Beds & Mattresses - https://www.harveynorman.ie/finance-option/humm-furniture-finance.html

Technology - https://www.harveynorman.ie/finance-option/flexible-payments.html

Humm can be contacted by phone at (01) 9609601. If you would like to make an enquiry through email, they can be contacted through here: https://www.shophumm.com/ie/contact-us and they are also available to contact on social media (Facebook & Instagram).

The decision is not made by Harvey Norman and approval is not always guaranteed. Having a positive credit history will increase your chances of approval. In the unlikely event that you are declined, Harvey Norman would not be advised of the reason of this. You would be provided with the contact details for the CCR where they can advise further on this.